The President has proposed, and at least one bill has been introduced in Congress, to change federal law that prevents health insurance from being offered nationally as opposed to in only state-specific markets.
Health Insurance Marketplace
Reports
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Advanced SearchThe Effect of State Community Rating Regulations on Premiums and Coverage in the Individual Health Insurance Market
Some states have implemented community rating regulations to limit the extent to which premiums in the individual health insurance market can vary with a person's health status.
Markets at Risk— Current and Future Challenges in a Managed Care Marketplace
Robert E. Hurley, Ph.D. Department of Health Administration Virginia Commonwealth University Paper prepared for the Office of the Assistant Secretary for Planning and Evaluation of DHHS.