This Brief presents information about the risk of needing care and associated costs to provide content for policymakers and others considering long-term care financing proposals. It revises a brief that was written in October 2020.
Private Long-Term Care Insurance
Reports
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Long-Term Care Insurance Research Brief
Office of the Assistant Secretary for Planning and Evaluation
U.S. Department of Health and Human Services
June 2012
Printer Friendly Version in PDF Format: http://aspe.hhs.gov/daltcp/reports/2012/ltcinsRB.pdf (16 PDF pages)
A Report on the Actuarial, Marketing, and Legal Analyses of the CLASS Program
The report contains the results of actuarial and policy analyses of the CLASS Act and the legal analysis of various benefit plan options. This report contains important findings that will help advance the cause of charting a path to affordable and sustainable long-term care options. [48 PDF pages]
National Long-Term Care Insurance Claims Decision Study: An Empirical Analysis of the Appropriateness of Claims Adjudication Decisions and Payments
Much of the information behind the charges of critics is anecdotal and based on a relatively small number of individuals concentrated in two companies who may indeed have had legitimate grievances based on their personal experience. Yet, this information alone should not allow one to draw broad conclusions about private industry performance in general.
Private Long-Term Care Insurance: Following an Admission Cohort over 28 Months to Track Claim Experience, Service Use and Transitions
U.S. Department of Health and Human Services
Evolving Roles of Public and Private Agencies in Privatized Child Welfare Systems
Child Welfare Privatization Initiatives Assessing Their Implications for the Child Welfare Field and for Federal Child Welfare Programs Evolving Roles of Public and Private Agencies in Privatized Child Welfare Systems Topical Paper #3 March 2008
Program and Fiscal Design Elements of Child Welfare Privatization Initiatives
Child Welfare Privatization Initiatives Assessing Their Implications for the Child Welfare Field and for Federal Child Welfare Programs Program and Fiscal Design Elements of Child Welfare Privatization Initiatives Topical Paper #2 December 2007
Assessing Site Readiness: Considerations about Transitioning to a Privatized Child Welfare System
Child Welfare Privatization Initiatives Assessing Their Implications for the Child Welfare Field and for Federal Child Welfare Programs Assessing Site Readiness: Considerations about Transitioning to a Privatized Child Welfare System Topical Paper #1 September 2007
Following an Admissions Cohort: Care Management, Claim Experience and Transitions among an Admissions Cohort of Privately Insured Disabled Elders over a 16 Month Period
U.S. Department of Health and Human Services
Modeling the Decision to Purchase Private Long-Term Care Insurance - Executive Summary
RIchard W. Johnson, Simone G. Schaner, Desmond Toohey, and Cori E. Uccello The Urban Institute This report was prepared under contract between the U.S. Department of Health and Human Services (HHS), Office of Disability, Aging and Long-Term Care Policy (DALTCP) and the Urban Institute.