The Affordable Care Act provides premium subsidies for Marketplace eligible individuals to improve health insurance affordability, as well as cost-sharing reductions (CSRs) for many enrollees that limit out-of-pocket spending such as deductibles. This report examines deductible trends among HealthCare.gov enrollees, comparing them with deductible trends for individuals with employer coverage, and shows the substantial reduction in deductible costs due to CSRs among eligible enrollees.
- Access to Marketplace Plans with Low Premiums on the Federal Platform, Part I: Availability Prior to the American Rescue Plan
- Access to Marketplace Plans with Low Premiums, Part II: Availability Among Uninsured Non-Elderly Adults Under the American Rescue Plan
- Access to Marketplace Plans with Low Premiums, Part III: Availability Among Current HealthCare.gov Enrollees Under the American Rescue Plan
- Count Estimates of Zero- and Low-Premium Plan Availability, HealthCare.gov States Pre and Post ARP