Data on premium increases were collected from 2008-2011 hard copy rate filings submitted by insurance carriers and from rate filings or rate summaries available on state insurance websites for the small group and individual insurance markets. In the individual market, the average premium increase (weighted by member months) was 9.9 percent in 2008
According to this preliminary analysis, the vast majority — at least approximately 98 percent — of enrollees in Employer-Sponsored Insurance (ESI) are enrolled in plans that meet and exceed an Actuarial Value (AV) of 60 percent whether a hybrid or internal approach is utilized to assess AV. Because there are so few individuals in plans with AV
This issue brief highlights available national and state-level enrollment-related information for the first month of the Health Insurance Marketplace 2015 open enrollment period (11-15-14 to 12-15-14) for all 50 states and the District of Columbia.
As of June 2014, 10.3 million nonelderly adults (ages 18-64) gained health insurance coverage since the start of the Affordable Care Act initial open enrollment period in October 2013. Government and private surveys offer a consistent picture of expansions in insurance coverage.
Establishing an Analytical Framework for Measuring the Role of Reinsurance in the Health Insurance Market
This is a limited analytic study of the role of reinsurance (and similar coverages) in three insurance markets: primary health insurance coverage offered by indemnity insurance companies; health insurance coverage offered by health maintenance organizations; and health benefits coverage offered by employer-sponsored self-insured plans. The purpose
This is the third Rate Review Annual Report issued by HHS. The report uses an analysis of 2013 data from 40 states in the individual market and 37 states in the small group market to estimate the impact of the Rate Review Program and the Rate Review Grant Program on premiums. Rate review reduced total U.S. premiums by an estimated $1 billion in 20
The racial/ethnic distribution of the people who have selected a Marketplace plan through the FFM differs by state, reflecting variation in underlying state-level demographics. The following analysis is based on data for Marketplace plan selections where race/ethnicity is known (unknown/other is excluded).