What Impact HIPAA? State Regulation and Private Health Insurance Coverage Among Adults.. Table 3

10/20/2000

Regression Results for Small Employer Coverage
Firms with <25 workers
Dependent = Any employer coverage

  Model 1 Model 2 Model 3
Parameter Estimate Std Error Estimate Std Error Estimate Std Error
INTERCEPT -0.1073 0.1100 0.7165 0.4803 0.2230 0.5101
G_NUMINS 0.0008 0.0009     -0.0003 0.0011
G_TOPFIV 0.0023 ** 0.0010   0.0037 *   0.0013
G_HMO -0.0577 0.0537 -0.1145 ** 0.0528 -0.0578 0.0562
G_COMM -0.0806 0.0730 -0.0737 0.0783 -0.0497 0.0789
G_COMLR -0.0653 0.0492 -0.0219 0.0486 -0.0782 0.0529
GISOMALL     0.0038 0.0203 0.0053 0.0204
G_ALL     0.1883 0.1351 0.2646 *** 0.1387
G_RATEH     0.4027 0.3683 0.0245 0.3992
G_RATEA     -0.6137 0.5192 -0.0422 0.5679
G_RATEC     -0.4701 0.3150 -0.4642 0.3150
G_PREEX     -0.0001 0.0007 -0.0003 0.0007
G_HEALTH     0.0454 0.1470 0.0998 0.1486
G_AGE     1.0175 0.8096 0.4169 0.8503
G_COMP     0.0905 0.1066 0.1362 0.1107
GR     -0.6896 0.4783 -0.4613 0.4905
AGEYR -0.0022 *** 0.0012 -0.0022 *** 0.0012 -0.0022 *** 0.0012
AGEYR2 0.0000 * 0.0000 0.0000 * 0.0000 0.0000 * 0.0000
FAMINC 0.0220 * 0.0011 0.0220 * 0.0011 0.0220 * 0.0011
FAMINC2 -0.0004 * 0.0000 -0.0004 * 0.0000 -0.0004 * 0.0000
GEWAGE 0.0342 * 0.0015 0.0343 * 0.0015 0.0343 * 0.0015
GEWAGE2 -0.0009 * 0.0000 -0.0009 * 0.0000 -0.0009 * 0.0000
GEFT 0.0725 * 0.0058 0.0723 * 0.0058 0.0725 * 0.0058
GSELFEM -0.1189 * 0.0049 -0.1190 * 0.0049 -0.1189 * 0.0049
IND1 -0.0153 0.0165 -0.0153 0.0165 -0.0155 0.0165
IND2 0.0084 0.0313 0.0074 0.0313 0.0083 0.0313
IND3 -0.0749 * 0.0088 -0.0746 * 0.0088 -0.0750 * 0.0088
IND4 0.0045 0.0105 0.0045 0.0105 0.0043 0.0105
IND5 0.0125 0.0129 0.0127 0.0129 0.0125 0.0129
IND6 -0.0464 * 0.0116 -0.0463 * 0.0116 -0.0464 * 0.0116
IND7 0.0028 0.0107 0.0026 0.0107 0.0026 0.0107
IND8 -0.0802 * 0.0080 -0.0801 * 0.0080 -0.0802 * 0.0080
IND9 -0.0005 0.0101 -0.0005 0.0101 -0.0004 0.0101
IND10 -0.0474 * 0.0083 -0.0470 * 0.0083 -0.0473 * 0.0083
IND11 -0.0678 * 0.0116 -0.0682 * 0.0116 -0.0680 * 0.0116
IND12 -0.0532 * 0.0157 -0.0541 * 0.0157 -0.0535 * 0.0157
OCC1 0.1014 * 0.0124 0.1015 * 0.0124 0.1013 * 0.0124
OCC2 0.0866 * 0.0139 0.0868 * 0.0139 0.0865 * 0.0139
OCC3 0.1298 * 0.0180 0.1301 * 0.0181 0.1299 * 0.0181
OCC4 0.0860 * 0.0128 0.0862 * 0.0129 0.0860 * 0.0129
OCC5 0.1126 * 0.0135 0.1126 * 0.0135 0.1126 * 0.0135
OCC6 -0.0054 0.0208 -0.0047 0.0208 -0.0051 0.0208
OCC7 0.1324 * 0.0352 0.1319 * 0.0352 0.1315 * 0.0352
OCC8 -0.0224 *** 0.0130 -0.0224 *** 0.0130 -0.0224 *** 0.0130
OCC9 -0.0063 0.0195 -0.0063 0.0195 -0.0063 0.0195
OCC10 0.0794 * 0.0117 0.0794 * 0.0118 0.0794 * 0.0118
OCC11 0.0298 ** 0.0151 0.0298 ** 0.0151 0.0296 ** 0.0151
OCC12 0.0516 * 0.0141 0.0515 * 0.0141 0.0514 * 0.0141
FAMCHILD -0.0144 * 0.0019 -0.0144 * 0.0019 -0.0144 * 0.0019
EDUCG1 -0.1822 * 0.0139 -0.1820 * 0.0139 -0.1820 * 0.0139
EDUCG2 -0.1821 * 0.0152 -0.1820 * 0.0153 -0.1814 * 0.0153
EDUCG3 -0.1492 * 0.0156 -0.1488 * 0.0156 -0.1489 * 0.0156
EDUCG4 -0.1005 * 0.0142 -0.1002 * 0.0142 -0.1004 * 0.0142
EDUCG5 -0.0673 * 0.0121 -0.0670 * 0.0121 -0.0673 * 0.0121
EDUCG6 -0.0217 ** 0.0095 -0.0215 ** 0.0095 -0.0215 ** 0.0095
EDUCG7 0.0206 ** 0.0094 0.0207 ** 0.0094 0.0206 ** 0.0094
EDUCG8 0.0349 * 0.0095 0.0351 * 0.0095 0.0350 * 0.0095
FEMALE 0.0463 * 0.0079 0.0462 * 0.0079 0.0463 * 0.0079
FMAR -0.0482 * 0.0093 -0.0481 * 0.0093 -0.0481 * 0.0093
FWIDDIV -0.0258 *** 0.0134 -0.0259 *** 0.0134 -0.0260 *** 0.0134
FSEP -0.0170 0.0244 -0.0167 0.0244 -0.0168 0.0244
MAR 0.1255 * 0.0071 0.1254 * 0.0071 0.1254 * 0.0071
WIDDIV 0.0025 0.0100 0.0025 0.0100 0.0027 0.0100
SEP 0.0633 * 0.0178 0.0631 * 0.0178 0.0632 * 0.0178
WHITE 0.0747 * 0.0224 0.0751 * 0.0224 0.0748 * 0.0224
BLACK 0.0065 0.0235 0.0068 0.0235 0.0067 0.0235
ASIAN 0.0003 0.0244 0.0006 0.0244 0.0003 0.0244
HEA1 0.1593 * 0.0176 0.1591 * 0.0176 0.1591 * 0.0176
HEA2 0.1332 * 0.0174 0.1332 * 0.0174 0.1330 * 0.0174
HEA3 0.0980 * 0.0176 0.0978 * 0.0176 0.0978 * 0.0176
HEA4 0.0508 * 0.0193 0.0506 * 0.0193 0.0505 * 0.0193
SIZE2 0.0851 * 0.0044 0.0851 * 0.0044 0.0851 * 0.0044
YEAR96 0.0188 * 0.0066 0.0176 * 0.0068 0.0204 * 0.0073
YEAR97 0.0267 * 0.0056 0.0271 * 0.0058 0.0282 * 0.0059
POPMIL -0.0071 0.0125 0.0006 0.0202 0.0088 0.0214
 
n 54,248   54,248   54,248  
R2 0.2196   0.2196   0.2197  
F-value 134.82 *   125.89 *   123.93 *