What Impact HIPAA? State Regulation and Private Health Insurance Coverage Among Adults.. Table 2

10/20/2000

  Model 1 Model 2 Model 3

Regression Results for Small Employer Coverage
Firms with <100 workers
Dependent = Any employer coverage

Parameter Estimate Std Error Estimate Std Error Estimate Std Error
INTERCEPT -0.0869 0.0883 0.6041 0.3894 0.3181 0.4128
G_NUMINS 0.0007 0.0007     -0.0002 0.0009
G_TOPFIV 0.0008 0.0008     0.0021 ** 0.0010
G_HMO -0.0417 0.0426 -0.0747 *** 0.0419 -0.0420 0.0446
G_COMM -0.0246 0.0586 -0.0269 0.0628 -0.0152 0.0633
G_COMLR -0.0498 0.0394 -0.0327 0.0388 -0.0658 0.0423
GISOMALL     0.0068 0.0166 0.0077 0.0167
G_ALL     0.2130 *** 0.1098 0.2569 ** 0.1125
G_RATEH     0.3637 0.2980 0.1447 0.3222
G_RATEA     -0.5013 0.4208 -0.1702 0.4590
G_RATEC     -0.4741 *** 0.2560 -0.4702 *** 0.2560
G_PREEX     0.0001 0.0005 0.0000 0.0006
G_HEALTH     0.0021 0.1175 0.0330 0.1188
G_AGE     0.9076 0.6567 0.5587 0.6889
G_COMP     0.1457 *** 0.0862 0.1724 ** 0.0895
GR     -0.6317 0.3878 -0.4986 0.3976
AGEYR -0.0001 0.0009 -0.0001 0.0009 -0.0001 0.0009
AGEYR2 0.0000 0.0000 0.0000 0.0000 0.0000 0.0000
FAMINC 0.0193 * 0.0009 0.0193 * 0.0009 0.0193 * 0.0009
FAMINC2 -0.0004 * 0.0000 -0.0004 * 0.0000 -0.0004 * 0.0000
GEWAGE 0.0375 * 0.0013 0.0375 * 0.0013 0.0376 * 0.0013
GEWAGE2 -0.0010 * 0.0000 -0.0010 * 0.0000 -0.0010 * 0.0000
GEFT 0.0844 * 0.0050 0.0844 * 0.0050 0.0845 * 0.0050
GSELFEM -0.1145 * 0.0045 -0.1145 * 0.0045 -0.1145 * 0.0045
IND1 -0.0034 0.0140 -0.0034 0.0140 -0.0034 0.0140
IND2 -0.0237 0.0210 -0.0234 0.0210 -0.0231 0.0210
IND3 -0.0705 * 0.0070 -0.0703 * 0.0070 -0.0703 * 0.0070
IND4 0.0021 0.0074 0.0020 0.0074 0.0020 0.0074
IND5 -0.0089 0.0088 -0.0087 0.0088 -0.0087 0.0088
IND6 -0.0330 * 0.0088 -0.0329 * 0.0088 -0.0329 * 0.0088
IND7 0.0162 ** 0.0082 0.0162 ** 0.0082 0.0164 ** 0.0082
IND8 -0.0645 * 0.0063 -0.0644 * 0.0063 -0.0643 * 0.0063
IND9 0.0012 0.0080 0.0012 0.0080 0.0014 0.0080
IND10 -0.0515 * 0.0067 -0.0513 * 0.0067 -0.0513 * 0.0067
IND11 -0.0518 * 0.0099 -0.0520 * 0.0099 -0.0518 * 0.0099
IND12 -0.0495 * 0.0127 -0.0497 * 0.0127 -0.0495 * 0.0127
OCC1 0.0975 * 0.0096 0.0975 * 0.0096 0.0974 * 0.0096
OCC2 0.0841 * 0.0108 0.0840 * 0.0108 0.0841 * 0.0108
OCC3 0.1338 * 0.0138 0.1338 * 0.0138 0.1336 * 0.0138
OCC4 0.0740 * 0.0100 0.0740 * 0.0100 0.0741 * 0.0100
OCC5 0.1140 * 0.0103 0.1139 * 0.0103 0.1140 * 0.0103
OCC6 -0.0190 0.0186 -0.0187 0.0186 -0.0188 0.0186
OCC7 0.0177 0.0243 0.0173 0.0243 0.0175 0.0243
OCC8 -0.0399 * 0.0101 -0.0400 * 0.0101 -0.0400 * 0.0101
OCC 9 -0.0257 0.0160 -0.0260 0.0160 -0.0261 0.0160
OCC10 0.0821 * 0.0092 0.0820 * 0.0092 0.0821 * 0.0092
OCC11 0.0375 * 0.0109 0.0372 * 0.0109 0.0372 * 0.0109
OCC12 0.0550 * 0.0108 0.0546 * 0.0108 0.0546 * 0.0108
FAMCHILD -0.0143 * 0.0015 -0.0142 * 0.0015 -0.0142 * 0.0015
EDUCG1 -0.1957 * 0.0112 -0.1958 * 0.0112 -0.1957 * 0.0112
EDUCG2 -0.1819 * 0.0125 -0.1818 * 0.0125 -0.1815 * 0.0125
EDUCG3 -0.1510 * 0.0126 -0.1508 * 0.0126 -0.1508 * 0.0126
EDUCG4 -0.0956 * 0.0115 -0.0956 * 0.0115 -0.0957 * 0.0115
EDUCG5 -0.0670 * 0.0098 -0.0670 * 0.0098 -0.0670 * 0.0098
EDUCG6 -0.0149 *** 0.0077 -0.0148 *** 0.0077 -0.0147 *** 0.0077
EDUCG7 0.0218 * 0.0076 0.0218 * 0.0076 0.0218 * 0.0076
EDUCG8 0.0308 * 0.0077 0.0309 * 0.0077 0.0309 * 0.0077
FEMALE 0.0454 * 0.0062 0.0454 * 0.0062 0.0454 * 0.0062
FMAR -0.0528 * 0.0073 -0.0528 * 0.0073 -0.0528 * 0.0073
FWIDDIV -0.0194 *** 0.0109 -0.0195 *** 0.0109 -0.0195 *** 0.0109
FSEP -0.0150 0.0196 -0.0148 0.0196 -0.0150 0.0196
MAR 0.1280 * 0.0057 0.1279 * 0.0057 0.1279 * 0.0057
WIDDIV 0.0115 0.0082 0.0115 0.0082 0.0115 0.0082
SEP 0.0435 * 0.0144 0.0434 * 0.0144 0.0436 * 0.0144
WHITE 0.0590 * 0.0179 0.0589 * 0.0179 0.0590 * 0.0179
BLACK -0.0087 0.0187 -0.0090 0.0187 -0.0089 0.0187
ASIAN -0.0079 0.0195 -0.0081 0.0195 -0.0081 0.0195
HEA1 0.1667 * 0.0146 0.1666 * 0.0146 0.1666 * 0.0146
HEA2 0.1482 * 0.0145 0.1481 * 0.0145 0.1480 * 0.0145
HEA3 0.1130 * 0.0146 0.1127 * 0.0146 0.1128 * 0.0146
HEA4 0.0755 * 0.0160 0.0754 * 0.0160 0.0754 * 0.0160
SIZE2 0.0851 * 0.0042 0.0852 * 0.0042 0.0852 * 0.0042
SIZE3 0.1659 * 0.0041 0.1660 * 0.0041 0.1660 * 0.0041
YEAR96 0.0245 * 0.0052 0.0252 * 0.0053 0.0269 * 0.0058
YEAR97 0.0270 * 0.0044 0.0280 * 0.0046 0.0286 * 0.0046
POPMIL 0.0096 0.0100 0.0073 0.0161 0.0120 0.0171
 
n 80,177   80,177   80,177  
R2 0.2524   0.2525   0.2526  
F-value 237.16 *   221.69 *   218.16 *