Variation and Trends in Medigap Premiums. Appendix D: EnrollmentWeighted Medical Loss Ratios, Average Monthly Premiums, and Average Annual Percent Change for All Medigap Plan Types, by State, 20072010

12/16/2011

State 2007 2008 2009 2010 Average Annual % Change in Monthly Premium, 2007-2010
Avg. MLR Avg. Monthly Premium Avg. MLR Avg. Monthly Premium Avg. MLR Avg. Monthly Premium Avg. MLR Avg. Monthly Premium
US Total 0.83 $161 0.82 $167 0.82 $172 0.81 $177 3.2%
NOTE:  Analysis of average annual percent change includes all plans present in each state in 2007 and 2010 and does not require plans to be present in both years.  For example, new plan types available in 2010 are included in the average. 
SOURCE:  ASPE analysis of 2007-2010 NAIC Medicare Supplement Insurance Experience Exhibit data
AK 0.73 $146 0.77 $142 0.75 $150 0.73 $158 2.8%
AL 0.77 $106 0.81 $107 0.85 $108 0.82 $142 10.2%
AR 0.85 $142 0.81 $147 0.78 $160 0.77 $166 5.4%
AZ 0.82 $155 0.81 $158 0.79 $161 0.81 $162 1.5%
CA 1.27 $162 0.80 $169 0.79 $170 0.81 $177 3.0%
CO 0.71 $161 0.76 $166 0.76 $170 0.73 $175 2.9%
CT 0.85 $153 0.86 $159 0.84 $170 0.80 $176 4.7%
DC 0.82 $167 0.79 $164 0.75 $169 0.72 $177 2.0%
DE 0.80 $180 0.75 $183 0.78 $189 0.76 $188 1.5%
FL 0.81 $174 0.79 $181 0.83 $185 0.82 $194 3.7%
GA 0.76 $154 0.79 $160 0.77 $164 0.77 $170 3.2%
HI 0.73 $139 0.77 $137 0.81 $138 0.85 $145 1.3%
IA 0.85 $150 0.83 $159 0.81 $163 0.80 $170 4.3%
ID 0.72 $155 0.75 $160 0.73 $165 0.73 $168 2.8%
IL 0.80 $172 0.75 $182 0.79 $184 0.79 $187 2.7%
IN 0.76 $167 0.78 $179 0.79 $177 0.76 $182 3.3%
KS 0.91 $148 0.85 $159 0.82 $169 0.79 $177 6.2%
KY 0.78 $157 0.78 $164 0.78 $167 0.78 $168 2.4%
LA 0.75 $176 0.76 $181 0.79 $180 0.76 $182 1.2%
MA 0.91 $213 0.92 $210 0.93 $206 0.95 $212 -0.2%
MD 0.78 $181 0.78 $188 0.80 $194 0.75 $205 4.2%
ME 0.85 $146 0.79 $156 0.80 $164 0.78 $167 4.6%
MI 1.53 $113 1.32 $119 1.31 $124 1.31 $129 4.5%
MN 0.81 $160 0.78 $176 0.75 $191 0.73 $206 8.9%
MO 0.78 $160 0.76 $166 0.77 $174 0.76 $174 2.9%
MS 0.78 $157 0.80 $165 0.77 $174 0.77 $175 3.6%
MT 0.70 $158 0.74 $164 0.72 $168 0.71 $170 2.4%
NC 0.87 $161 0.79 $168 0.75 $171 0.79 $171 2.0%
ND 0.82 $144 0.85 $145 0.83 $154 0.83 $156 2.7%
NE 0.79 $168 0.76 $177 0.76 $184 0.77 $186 3.4%
NH 0.78 $175 0.79 $181 0.79 $185 0.75 $190 2.7%
NJ 0.77 $187 0.79 $194 0.79 $200 0.79 $205 3.1%
NM 0.68 $149 0.72 $153 0.74 $156 0.73 $157 1.9%
NV 0.77 $168 0.76 $169 0.81 $176 0.80 $179 2.1%
NY 0.80 $193 0.82 $202 0.81 $208 0.75 $219 4.3%
OH 0.77 $161 0.81 $161 0.80 $172 0.77 $181 3.9%
OK 0.78 $154 0.75 $158 0.77 $158 0.77 $161 1.5%
OR 0.77 $150 0.80 $153 0.78 $153 0.85 $149 -0.3%
PA 0.88 $129 0.85 $133 0.88 $140 0.86 $145 4.0%
RI 0.86 $154 0.81 $157 0.86 $162 0.85 $166 2.6%
SC 0.73 $157 0.72 $164 0.73 $165 0.74 $167 2.0%
SD 0.79 $151 0.75 $154 0.78 $163 0.77 $171 4.3%
TN 0.82 $161 0.78 $169 0.78 $169 0.81 $169 1.6%
TX 0.72 $182 0.74 $187 0.78 $187 0.79 $186 0.7%
UT 0.74 $151 0.75 $161 0.72 $169 0.81 $156 1.2%
VA 0.83 $173 0.81 $177 0.78 $177 0.82 $175 0.4%
VT 0.86 $134 0.80 $148 0.83 $151 0.84 $152 4.2%
WA 0.74 $161 0.77 $169 0.77 $172 0.75 $178 2.5%
WI 0.80 $167 0.81 $164 0.75 $185 0.73 $192 4.7%
WV 0.77 $174 0.78 $179 0.81 $174 0.79 $178 0.8%
WY 0.77 $153 0.74 $158 0.73 $160 0.75 $161 1.6%

 

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