Using Medicaid to Cover Services for Elderly Persons in Residential Care Settings: State Policy Maker and Stakeholder Views in Six States. Spousal Protections

12/01/2003

  • Community spouses may keep any income in their own name, and the state allows the institutionalized spouse's income to supplement the community spouse's income up to the federal maximum permitted, which is $2267 per month.

  • The state protects one half of the couple's assets subject to a minimum of $18,132 and a maximum of $90,660. For example, if the couple's assets are $30,000, one half is $15,000, but the state will protect $18,132 for the spouse at home. If the couple's assets are $250,000, one half is $125,000, but the state will protect only $90,660 for the spouse at home.

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