Richmond, the capitol of Virginia, has just under 200,000 people living in the central city and a TANF population of 4,500 families. The majority of families living within Richmond are African American (55.2 percent), with higher than average rates of female-headed households (19.8 percent) and families living below poverty (17.4 percent). Approximately, 56 percent of the working poor earn less than $10,000 per year. Within the city's poorer neighborhoods 33 percent of the residents depend on public assistance.
Richmond has a very small employer-base, particularly in the poorer neighborhoods. Food service, banking and finance, retail, and health care serving as the areas main industry sectors. Most of the area's main employers, including Phillip Morris, Virginia Power, Crestar Bank, Capital One, Burlington, and Motorola, reside outside of the city center.