A Report on the Actuarial, Marketing, and Legal Analyses of the CLASS Program. Plan Designs

10/14/2011

At the beginning of the development process, we endeavored to generate a list of all possible designs we could think of. We ranked them into 3 groups:

  • those that do not address adverse selection and have no market appeal,
  • those that address adverse selection but have no market appeal, and
  • those that have both23.

From the last group, we refined the concepts and came up with the following plan designs. They are presented from an actuarial, not legal, perspective.

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"appD.pdf" (pdf, 318.45Kb)

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"appE.pdf" (pdf, 319.19Kb)

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"appF.pdf" (pdf, 155.03Kb)

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"appG.pdf" (pdf, 181.05Kb)

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"appGa.pdf" (pdf, 151.02Kb)

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"appGb.pdf" (pdf, 123.12Kb)

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"appH.pdf" (pdf, 256.35Kb)

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"appI.pdf" (pdf, 358.34Kb)

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"appJ.pdf" (pdf, 1.21Mb)

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"appJa.pdf" (pdf, 396.06Kb)

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"appNd.pdf" (pdf, 211.36Kb)

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