A Report on the Actuarial, Marketing, and Legal Analyses of the CLASS Program. Part 4: Options for the Unspecified Benefit Trigger

10/14/2011

The preceding analysis suggests options the Secretary might consider for the unspecified benefit trigger.

  • A trigger that addresses cognitive impairment in people with mental illness, including people with severe depression, who need long-term services and supports but would not be eligible based on the two specified benefit triggers; such a trigger might focus specifically on executive dysfunction.

  • A trigger that addresses cognitive impairment in people with multiple diseases and conditions who need long-term services and supports but would not be eligible based on the specified benefit triggers.

In addition to benefit triggers, this contractor believes it will be important to consider the types of help people with cognitive impairment need to manage the cash benefit they receive through the CLASS Program.

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