A Report on the Actuarial, Marketing, and Legal Analyses of the CLASS Program. Notes

10/14/2011

  1. "Employed, with a job but not at work” is approximately 1 percent of the total population, and largely represents persons on temporary leave such as maternity.

  2. This figure represents the unemployment rate in the 2007 ACS survey.

  3. Johnson and Wiener, using the 2002 HRS, found approximately 27 percent of older people with severe disabilities were Medicaid eligible, and approximately 35 percent of older people with severe disabilities received paid home care.

  4. As further explained in section VIII, we did not make any assumptions about delayed entry into Medicaid as a result of the program. If a participant in theAvalere LTC Model was estimated to have Medicaid as a payer, we assumed that person would continue to qualify for Medicaid benefits despite receiving benefits from the new federally run, long-term care insurance program.

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