The Regulation of the Individual Health Insurance Market. References


  • America’s Health Insurance Plans, “Individual Health Insurance 2006-2007: A Comprehensive Survey of Premiums, Availability, and Benefits,” December 2007.
  • Bunce, V. & Wieske, J. (2008) Health Insurance Mandates in the States 2008, Council for Affordable Health Insurance, 2008
  • Families USA, “Failing Grades: State Consumer Protections In The Individual Health Insurance Market,” June 2008
  • Herring, B. & Pauly, M. (2006), The Effect of State Community Rating Regulations on Premiums and Coverage in the Individual Health Insurance Market, August, 2006, NBER Working Paper No. W12504
  • Kofman, M. & Pollitz, K. (2006) Health insurance Regulation by States and the Federal Government: A Review of Current Approaches and Proposals for Change, Journal of Insurance Regulation, Summer 2006
  • National Association of Health Underwriters, State Level Individual and Small Group Market Health Insurance Reforms, October, 2007, from
  • New, M. (2005), The Effect of State Regulations on Health Insurance Premiums: A Preliminary Analysis, Center for Data Analysis, The Heritage Foundation, October 27, 2005
  • Pauly, M. & Herring, B. (2007), Risk Pooling and Regulation: Policy and Reality in Today’s individual Health Insurance Market, Health Affairs, May/June 2007
  • Turnbull, N. & Kane, N. (2005), Insuring the Healthy or Insuring the Sick? The Dilemma of Regulating the Individual Health Insurance Market, Findings from a Study of Seven States, The Commonwealth Fund, February, 2005
  • Wachenheim, L. & Leida, H. 2007, The Impact of Guaranteed Issue and Community Rating Reforms on Individual Insurance Markets, Milliman, August, 2007

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