Rate Review Annual Report for Calendar Year 2013. Small Group Market Trends


In the period immediately preceding the Affordable Care Act (2008-2010), the average annual rates of increase in premiums in the small group market were 11.2 percent in 2008 and 2009, and 8.8 percent in 2010, with substantial variability by state. After the law’s enactment, the average annual rates of increase declined to 6.1 percent in 2011 and 4.7 percent in 2012. In 2013, the average rate of increase was 7.1 percent.

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