Nearly 5 in 10 Uninsured Single Young Adults Eligible for the Health Insurance Marketplace Could Pay $50 or Less Per month for Coverage in 2014. Results

10/28/2013

Health Insurance Marketplace

Of the 1.9 million uninsured single young adults who may be Marketplace-eligible and who may be able to purchase coverage for $100 or less per month, 1.8 million may be able to pay $100 or less per month for silver or bronze coverage8 and 92,000 may be able to pay $100 or less for catastrophic coverage.9 Approximately 1.3 million, or nearly 5 in 10 (46 percent) of Marketplace-eligible uninsured single young adults, may be able to purchase a bronze plan for $50 per month or less after tax credits.

Medicaid

In addition to those eligible for Marketplace tax credits, 1 million uninsured single young adults (14 percent of the 7.2 million eligible uninsured single young adults) may be eligible for Medicaid in the states included in this analysis that have chosen to expand their Medicaid programs to date.10  These new Medicaid enrollees will pay either no premium or only a nominal premium in 2014.  If each of the 34 states expanded its Medicaid program, 4.9 million uninsured single young adults (68 percent) would be eligible for Medicaid in these states.

All Eligible Uninsured Young Adults11

In the 34 states in this analysis, 2.9 million, or 40 percent, of the 7.2 million eligible uninsured single young adults may qualify for Medicaid or tax credits to purchase silver or bronze coverage for $100 or less per month.  Of these, 2.3 million (32 percent) may qualify for Medicaid or tax credits allowing them to purchase bronze coverage for $50 or less per month.  In states expanding Medicaid, 84 percent of uninsured young adults who may be eligible for Medicaid or the Marketplaces could pay $100 or less per month in premiums. In states not expanding Medicaid, 29 percent of the uninsured young adults who may be eligible for Medicaid or the Marketplaces could pay $100 or less per month in premiums.

If each of the 34 states in this analysis expanded its Medicaid program, 86 percent of uninsured single young adults in the 34 states (6.2 million) could be eligible for coverage through Medicaid or a Marketplace plan costing less than $100 per month after tax credits.

Table 1: Medicaid and Marketplace eligibility among young adults (ages 18 to 34)

Total Population12

34 State Total

U.S. Total13

Ages 18 to 34

44.2 million

68.6 million

Ages 18 to 34 in single-person households

22.3 million

35.5 million

Eligible Uninsured

34 State Total

U.S. Total

Ages 18 to 34

11.5 million

17.0 million

Ages 18 to 34 in single-person households

7.2 million

10.8 million

Uninsured with Income at or below 138% of the FPL,

Ages 18 to 34 in Single-Person Households

34 State Total

U.S. Total

In all states14

4.9 million

7.1 million

In states not expanding Medicaid

3.8 million

3.9 million

In states expanding Medicaid

1.0 million

3.3 million

Uninsured and Potentially Marketplace Eligible,15

Ages 18 to 34 in Single-Person Households

34 State Total

U.S. Total

Income above 138% of the FPL Medicaid expansion states or above 100% of the FPL in non-expansion states

2.9 million

4.2 million

Table 2: Eligible uninsured single young adults (ages 18 to 34) who could qualify for Medicaid or purchase Marketplace coverage for $100 or less in 34 states

 

Number of Eligible Uninsured Single Young Adults

Percent of Marketplace-Eligible Uninsured Single Young Adults

Percent of All Eligible Uninsured Single Young Adults

Any Marketplace Plan for $100 or Less16

1.9 million

66.0%

26.4%

Bronze Plan for $50 or Less

1.3 million

46.1%

18.7%

Silver or Bronze Plan for $100 or Less17

1.8 million

62.8%

25.1%

Catastrophic Plan for $100 or Less18

92,000

3.2%

1.3%

Medicaid19

1 million

N/A20

14.2%

Total, Marketplace Coverage for $100 or Less or Medicaid Eligible

2.9 million

N/A

40.6%

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