Indicators of Welfare Dependence: Annual Report to Congress, 2005 . Economic Security Risk Factor 8. Lack of Health Insurance

08/30/2005

Figure ECON 8. Percentage of Persons without Health Insurance, by Income: 2003

Figure ECON 8. Percentage of Persons without Health Insurance, by Income: 2003

Source: Unpublished tabulations from the Current Population Survey, Annual Social and Economic Supplement, 2004.

  • Poor persons were twice as likely as all persons to be without health insurance in 2003 (31 percent compared to 16 percent). While the ratio varied across categories, persons with family income at or below the poverty line were more likely to be without health insurance regardless of race/ethnicity, gender, educational attainment, or age.
  • Hispanics were the ethnic group least likely to have health insurance in 2003, among both the general population and those with incomes below the poverty line.
  • While non-Hispanic black individuals in general were less likely to have insurance than non-Hispanic white individuals, poor non-Hispanic black individuals were about as likely to have insurance as poor non-Hispanic white individuals.
  • Among all persons, education levels were inversely related to health insurance coverage. However, among poor persons, educational attainment made little difference as to whether individuals had health insurance.
  • As shown in Table ECON 8, about half of poor people ages 25 to 34 are without health insurance. Among the general population, individuals ages 18 to 24 are the most likely to be without health insurance.

Table ECON 8. Percentage of Persons without Health Insurance, by Income and Selected Characteristics: 2003

  All Persons Poor Persons
All Persons 15.6 30.7
Men 16.8 33.3
Women 14.4 28.7
Non-Hispanic White 11.1 26.9
Non-Hispanic Black 19.4 26.8
Hispanic 32.7 39.7
No High School Diploma 29.6 38.2
High School Graduate, No College 19.5 38.6
College Graduate 8.7 34.2
Ages 17 and under 11.4 19.2
    Ages 5 and under 10.3 14.6
    Ages 6-11 11.0 19.2
    Ages 12-17 12.7 24.8
Ages 18-24 30.2 45.7
Ages 25-34 26.4 50.4
Ages 35-44 18.1 45.9
Ages 45-54 14.5 38.8
Ages 55-64 13.0 26.8
Under 65 years 17.6 33.8
Ages 65 and over 0.8 2.8

Note: "Poor persons" are defined as those with total family incomes at or below the poverty rate. Health insurance rates for the education categories include only adults age 18 and over.

Persons of Hispanic ethnicity may be of any race. Beginning in 2002, estimates for Whites and Blacks are for persons reporting a single race only. Persons who reported more than one race are included in the total for all persons but are not shown under any race category. Due to small sample size, American Indians/Alaska Natives, Asians and Native Hawaiians/Other Pacific Islanders are included in the total for all persons but are not shown separately. Some of the race categories presented for ECON 8 have been changed slightly from prior year reports to provide more internal consistency throughout this report; in prior reports, the race categories for “Black” and “White” included people of Hispanic origin.

Source: Unpublished tabulations from the Current Population Survey, Annual Social and Economic Supplement, 2004.

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