Indicators of Welfare Dependence: Annual Report to Congress, 2004. Economic Security Risk Factor 8. Lack of Health Insurance

04/27/2005

Figure ECON 8. Percentage of Persons without Health Insurance, by Income: 2002

Figure ECON 8. Percentage of Persons without Health Insurance, by Income: 2002

Source: U.S. Bureau of the Census, “Health Insurance Coverage in the United States: 2002,” Current Population Reports, Series P60-223 (March 2003 Current Population Survey). Online: Available at http://www.census.gov/prod/2003pubs/p60-223.pdf

  • Poor persons were twice as likely as all persons to be without health insurance in 2002 (30 percent compared to 15 percent). While the ratio varied across categories, persons with family income at or below the poverty line were more likely to be without health insurance regardless of race/ethnicity, gender, educational attainment, or age.
  • Hispanics were the ethnic group least likely to have health insurance in 2002, among both the general population and those with incomes below the poverty line. While white individuals in general were more likely to have insurance than black individuals, poor black individuals were more likely to have insurance than poor white individuals.
  • Among all persons, the amount of education was inversely related to health insurance coverage. However, among poor persons, educational attainment made little difference as to whether individuals had health insurance.
  • As shown in Table ECON 8, nearly half of poor people ages 25 to 34 are without health insurance. Among the general population, individuals ages 18 to 24 are the most likely to be without health insurance.

Table ECON 8. Percentage of Persons without Health Insurance, by Income and Selected Characteristics: 2002

  All Persons Poor Persons
All Persons 15.2 30.4
Male 16.7 33.3
Female 13.9 28.1
White 14.2 31.4
Black 20.2 26.4
Hispanic 32.4 42.8
No High School Diploma 28.0 37.9
High School Graduate, No College 18.8 36.4
College Graduate 8.4 32.3
Age 18 and under 11.6 20.1
Ages 18-24 29.6 43.9
Ages 25-34 24.9 48.6
Ages 35-44 17.7 46.0
Ages 45-64 13.5 33.1
Age 65 and over 0.8 1.9

Note: "Poor persons" are defined as those with total family incomes at or below the poverty rate.

Race categories include those of Hispanic ethnicity. Persons of Hispanic ethnicity may be of any race. Beginning in 2002, estimates for Whites and Blacks are for persons reporting a single-race only. Persons who reported more than one race, such as “White and Asian,” are included in the total for all persons but are not shown under any race category. Due to small sample size, American Indians/Alaska Natives, Asians and Native Hawaiians/Other Pacific Islanders also are included in the total for all persons but are not shown separately.

Source: U.S. Bureau of the Census, “Health Insurance Coverage in the United States: 2002,” Current Population Reports, Series P60-223 (March 2003 Current Population Survey). Online: Available at http://www.census.gov/prod/2003pubs/p60-223.pdf

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