The Impact of Access Regulation on Health Insurance Market Structure. Table 4: Number of States with Age Rate Bands in Effect, 1995-1999

10/20/2000

  1995 1996 1997 1998 1999
Small Group Market
Prohibited 1 1 1 1 1
1.1-1.9:1 3 3 4 4 4
2.0-2.9:1 3 5 5 5 5
3.0-3.9:1 3 3 1 1 1
4.0-4.9:1 1 2 2 3 3
5.0-5.9:1 1 1 2 2 2
6.0-6.9:1 0 0 0 0 0
No Law 38 35 35 34 34
Total N 50 50 50 50 50
Individual Market
Prohibited 2 2 2 2 2
1.1-1.9:1 3 3 3 3 3
2-2.9:1 0 0 0 1 1
3.0-3.9:1 1 2 2 2 2
4.0-4.9:1 0 1 1 1 1
5.0-5.9:1 0 0 2 2 2
6.0-6.9:1 0 1 0 0 0
No Law 44 41 40 39 39
Total (n) 50 50 50 50 50