The Impact of Access Regulation on Health Insurance Market Structure. Blue Cross and Blue Shield Plans


Alpha Center obtained copies of the annual statement of all companies filing as a Hospital, Medical, Dental or Indemnity (HMDI) carrier in 1995, 1996 or 1997. For some states, these were obtainable from NAIC; we contacted other states directly to obtain statements. These statements provide information about every Blue Cross and Blue Shield (BCBS) organization admitted in any state.