Health Plan Choice and Premiums in the 2015 Health Insurance Marketplace. Premiums


In this issue brief, we examine the plans and premiums available at the county level. Because some plans may not serve all counties within a rating area, county-level analysis provides a better approximation of plan availability. Note that analysis in previous ASPE briefs on Marketplace premiums was typically at the rating area level; therefore, numbers in this brief should not be compared against those in previous briefs using rating-area analysis.

Our analysis of premiums in Tables 2-5 considers only current enrollees whose 2014 Marketplace plan is available in 2015, based on each plan’s unique ID code. Consumers can be auto-enrolled into similar coverage even if their exact plan is not available for the next year.

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