Health Insurance Premium Increases in the Individual Market Since the Passage of the Affordable Care Act. Discussion


In addition to slowing the rate of premium growth in the individual market, the Affordable Care Act has increased the availability and accessibility of information about health insurance rate changes. The Affordable Care Act established the Rate Review Grants Program, awarding states $250 million over five years to strengthen and improve their rate review processes, monitor rate increases, and make health insurance rates understandable for consumers.[8] Of the 44 states receiving rate grants for 2010-2012, 40 states reported enhancements to their rate review websites, including searchable rate filings, new public comment options, live streaming of rate hearings, and plain language explanations of rate review and rate filings.[9]

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