Surviving financially after losing a job can be daunting, but there are strategies to help. Job loss often causes debt to accumulate fast, especially because it is difficult to pay off debt when out of work. Planning is a key step and experts recommend preparing a budget that reflects the money that will be needed while looking for a new job. Couples who have developed a family financial strategy and have experience communicating about financial issues are in a stronger position when they experience a job loss. For example, Andrew and Erica from the couples scenario have already come together to resolve their financial differences and are more likely than Kim and Gabe, the couple that has not developed healthy communication about finances, to successfully negotiate a new financial strategy under stress.