Foundations for Strong Families 201. Insurance


Insurance can help couples protect their families. Health insurance and disability coverage are critical for couples because of rising health care costs and because they are more likely to experience disability than premature death. Although health insurance often does not cover all health care costs, it can provide enough assistance to make the difference between staying afloat and declaring bankruptcy. Experiencing a medical problem and lacking health insurance also is associated with increased credit card debt.15 If couples have joint credit cards, this means that that both partners will be assuming this debt for the health care crisis.

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