Foundations for Strong Families 201. Conclusion

01/09/2009

Family-focused services that build both relationship and financial skills have much promise. In this tumultuous economy, recognizing that couples with stable relationships accumulate greater levels of wealth over time and have the potential to better ride out the ebbs and flows of market changes, more and more service providers are keen to work with couples, especially parents, to enhance financial stability for families and children rather than let unexpected events undermine it.


1 Jenkins, N., Stanley, S.M., Bailey, W.C., & Markman, H.J. (2002). You Paid How Much for That?: How to Win at Money Without Losing at Love. San Francisco, CA: Jossey-Bass.

2 Dew, J. (2008). Debt change and marital satisfaction in recently married couples. Family Relations 57(1), 60-71.

3 Jenkins, N., Stanley, S.M., Bailey, W.C., & Markman, H.J. (2002). You Paid How Much for That?: How to Win at Money Without Losing at Love. San Francisco, CA: Jossey-Bass.

4 Caskey, J.P. (1997). Beyond cash-and-carry: Financial savings, financial services, and low income households in two communities (Report written for the Consumer Federation of American and the Ford Foundation). Swarthmore, PA: Swarthmore College.

5 Seidman, E., & Tescher, J. (2005). Unbanked to homeowner: Improving financial services for low-income, low-asset customers. The Brookings Institution Press, 316-347.

6 Mann, R. Credit Cards for the Poor. Paper presented at the National Poverty Center Conference “Access, Assets and Poverty” in October 2007. http://www.npc.umich.edu/news/events/access_assets_agenda/mann.pdf.
 
7 Mann, R. Credit Cards for the Poor. Paper presented at the National Poverty Center Conference “Access, Assets and Poverty” in October 2007. http://www.npc.umich.edu/news/events/access_assets_agenda/mann.pdf.
 
8 Jenkins, N., Stanley, S.M., Bailey, W.C., & Markman, H.J. (2002). You Paid How Much for That?: How to Win at Money Without Losing at Love. San Francisco, CA: Jossey-Bass.
 
Building Assets Building Strong Families: A Guide for Combining Asset Building with Family Strengthening and Healthy Marriage Services, Model 8: Credit and Debt. U.S. Department of Health and Human Services, Office of Community Services, Administration for Children and Families.

10 Jenkins, N., Stanley, S.M., Bailey, W.C., & Markman, H.J. (2002). You Paid How Much for That?: How to Win at Money Without Losing at Love. San Francisco, CA: Jossey-Bass.

11 Orman, S. (2007). The Money Book for the Young, Fabulous & Broke. New York: Riverhead Books.

12 Conley, D., & Ryvicker, M. (2005). The price of female headship: Gender, inheritance, and wealth accumulation in the United States. Journal of Income Distribution, 41-56. Also see, Lerman, R. (2002). Impacts of marital status and parental presence on the material hardship of families and children. Demography, 44 (3).

13 Warren, E., & Tyagi Warren, A. (2003). The Two-Income Trap: Why Middle-Class Mothers & Fathers are Going Broke. New York: Basic Books.

14 Warren, E., & Tyagi Warren, A. (2003). The Two-Income Trap: Why Middle-Class Mothers & Fathers are Going Broke. New York: Basic Books.

15 Rukavina, M., & Zeldin, C. (2007). Borrowing to stay healthy: How credit card is related to medical expenses. Demos: A Network for Ideas and Action.

16 Seidman, E., & Tescher, J. (2005). Unbanked to homeowner: Improving financial services for low-income, low-asset customers. The Brookings Institution Press, 316-347.

17 Orman, S. (2007). The Money Book for the Young, Fabulous & Broke. New York: Riverhead Books.

18 Sorenson, E. & Zibman, C. (2000) “Child Support Offers Some Protection Against Poverty” The Urban Institute, Number B-10 in Series, "New Federalism: National Survey of America's Families.”

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