Eligible Uninsured African Americans: 6 in 10 Could Receive Health Insurance Marketplace Tax Credits, Medicaid or CHIP. African Americans by Location

12/09/2013

By State — As noted earlier, eligible uninsured African Americans are generally concentrated in Southern states. Nearly two-fifths (38 percent) live in Florida, Georgia, Louisiana, North Carolina, and Texas. Table 3 shows the number of eligible African Americans and those who are uninsured in all 50 states and the District of Columbia.

Table 3: Number of Eligible Uninsured African Americans by State

 

Table 3: Number of Eligible Uninsured African Americans by State

State

Total Eligible African American Population

Eligible Uninsured African Americans

Percent of Eligible African Americans Who Are Uninsured

Eligible Uninsured African Americans as Percent of U.S. Total

Alabama

1,157,000

226,000

19.6%

3.3%

Alaska

20,000

3,000

14.9%

0.0%

Arizona

229,000

50,000

21.8%

0.7%

Arkansas

421,000

84,000

19.9%

1.2%

California

1,914,000

335,000

17.5%

4.9%

Colorado

176,000

32,000

18.3%

0.5%

Connecticut

303,000

32,000

10.5%

0.5%

Delaware

171,000

18,000

10.4%

0.3%

District of Columbia

260,000

26,000

10.1%

0.4%

Florida

2,563,000

677,000

26.4%

9.9%

Georgia

2,716,000

631,000

23.2%

9.2%

Hawaii

23,000

2,000

6.8%

0.0%

Idaho

7,000

1,000

14.2%

0.0%

Illinois

1,650,000

339,000

20.6%

5.0%

Indiana

529,000

122,000

23.1%

1.8%

Iowa

76,000

14,000

17.8%

0.2%

Kansas

145,000

28,000

19.4%

0.4%

Kentucky

318,000

77,000

24.3%

1.1%

Louisiana

1,336,000

340,000

25.4%

5.0%

Maine

15,000

1,000

6.5%

0.0%

Maryland

1,505,000

183,000

12.2%

2.7%

Massachusetts

356,000

25,000

7.0%

0.4%

Michigan

1,238,000

241,000

19.5%

3.5%

Minnesota

248,000

38,000

15.3%

0.6%

Mississippi

1,023,000

241,000

23.6%

3.5%

Missouri

612,000

130,000

21.3%

1.9%

Montana

3,000

2,000

53.1%

0.0%

Nebraska

72,000

15,000

21.3%

0.2%

Nevada

189,000

44,000

23.3%

0.6%

New Hampshire

11,000

2,000

21.9%

0.0%

New Jersey

981,000

161,000

16.4%

2.4%

New Mexico

31,000

4,000

12.3%

0.1%

New York

2,454,000

354,000

14.4%

5.2%

North Carolina

1,856,000

380,000

20.5%

5.6%

North Dakota

5,000

1,000

12.3%

0.0%

Ohio

1,239,000

233,000

18.8%

3.4%

Oklahoma

252,000

64,000

25.2%

0.9%

Oregon

61,000

12,000

19.5%

0.2%

Pennsylvania

1,172,000

201,000

17.2%

2.9%

Rhode Island

48,000

8,000

16.6%

0.1%

South Carolina

1,170,000

263,000

22.4%

3.9%

South Dakota

9,000

2,000

27.2%

0.0%

Tennessee

981,000

193,000

19.7%

2.8%

Texas

2,683,000

617,000

23.0%

9.0%

Utah

27,000

5,000

17.0%

0.1%

Vermont

4,000

1,000

12.8%

0.0%

Virginia

1,394,000

246,000

17.7%

3.6%

Washington

212,000

42,000

19.9%

0.6%

West Virginia

51,000

16,000

32.4%

0.2%

Wisconsin

326,000

58,000

17.7%

0.8%

Wyoming

5,000

1,000

19.9%

0.0%

United States

34,248,000

6,820,000

19.9%

100.0%

By Metropolitan Area — Eligible uninsured African Americans are concentrated in certain metropolitan areas as shown in Table 4, which lists the top 20 metropolitan statistical areas by the number of eligible uninsured African Americans. Four in ten of the nation’s eligible uninsured African Americans live in one of these 20 metropolitan areas.

Table 4: Top 20 Metropolitan Statistical Areas by Number of Eligible Uninsured African Americans

Rank

Metropolitan Statistical Area (MSA)

Eligible Uninsured African Americans in MSA

Eligible Uninsured African Americans in State

MSA Eligible Uninsured African Americans as Percent of State Total

MSA Eligible Uninsured African Americans as Percent of U.S. Total

1

Atlanta, GA

332,000

631,000

52.6%

4.9%

2

New York-Northeastern NJ, NY portion only

276,000

354,000

77.9%

4.0%

3

Chicago, IL

263,000

339,000

77.6%

3.9%

4

Dallas-Fort Worth, TX

198,000

617,000

32.1%

2.9%

5

Houston-Brazoria, TX

196,000

617,000

31.8%

2.9%

6

Detroit, MI

166,000

241,000

68.8%

2.4%

7

Los Angeles-Long Beach, CA

137,000

335,000

41.0%

2.0%

8

Miami-Hialeah, FL

121,000

677,000

17.8%

1.8%

9

Philadelphia, PA portion only

120,000

201,000

59.9%

1.8%

10

Fort Lauderdale-Hollywood-Pompano Beach, FL

111,000

677,000

16.5%

1.6%

11

New York-Northeastern NJ, NJ portion only

100,000

161,000

62.3%

1.5%

12

Memphis, TN/AR/MS

89,000

193,000

46.0%

1.3%

13

Baltimore, MD

86,000

183,000

46.7%

1.3%

14

New Orleans, LA

83,000

340,000

24.6%

1.2%

15

Norfolk-Virginia Beach-Newport News, VA

82,000

246,000

33.2%

1.2%

16

Washington, DC; MD portion only

80,000

183,000

43.7%

1.2%

17

Orlando, FL

80,000

677,000

11.8%

1.2%

18

St. Louis, MO-IL

74,000

130,000

57.2%

1.1%

19

Charlotte-Gastonia-Rock Hill, NC portion only

70,000

380,000

18.3%

1.0%

20

Tampa-St. Petersburg-Clearwater, FL

66,000

677,000

9.8%

1.0%

TOTAL

Top 20 MSAs (and respective 15 states)[11]

2,731,000

5,028,000

54.3%

40.0%

Table 5: Examples of Marketplace Monthly Premiums after Tax Credit

This table includes premiums for two illustrative groups, a single 27-year-old and a family of four, in major metropolitan areas in selected states with large eligible uninsured African American populations. For example, in Jefferson County, Alabama, which includes the city of Birmingham, a 27-year-old with income of $25,000 could purchase a bronze plan for as little as $104 per month after the tax credit. If a city spans more than one county, the premiums below are for the county which covers a larger area of the city.

 

City, State

 

County

Premium for a 27-Year-Old

27-Year-Old with an Income of $25,000

Family of Four with an Income of $50,000[12]

Lowest Bronze

Lowest Silver

Lowest Catastrophic

Second Lowest Silver Before Tax Credit

Second Lowest Silver After Tax Credit

Lowest Bronze After Tax Credit

Second Lowest Silver Before Tax Credit

Second Lowest Silver After Tax Credit

Lowest Bronze After Tax Credit13

Birmingham, AL

Jefferson

$170

$209

$140

$211

$145

$104

$714

$282

$144

Los Angeles, CA14

L.A. (north)

$153

$182

$122

$207

$145

$92

$698

$282

$102

L.A. (south)

$172

$198

$148

$212

$145

$105

$717

$282

$147

San Francisco, CA

San Francisco

$182

$251

$169

$306

$145

$21

$1,033

$282

$0

Washington, DC

 

$124

$178

$72

$181

$145

$88

$711

$282

$60

Fort Lauderdale, FL

Broward

$128

$174

$86

$199

$145

$74

$674

$282

$41

Jacksonville, FL

Duval

$137

$186

$92

$210

$145

$72

$709

$282

$36

Miami, FL

Miami-Dade

$163

$202

$109

$221

$145

$87

$746

$282

$86

Orlando, FL

Orange

$182

$207

$141

$225

$145

$102

$761

$282

$136

Tampa, FL

Hillsborough

$167

$189

$129

$199

$145

$113

$673

$282

$173

West Palm Beach, FL

Palm Beach

$147

$167

$109

$220

$145

$72

$744

$282

$36

Atlanta, GA

Fulton

$166

$188

$127

$205

$145

$105

$694

$282

$148

Chicago, IL

Cook

$125

$172

$141

$174

$145

$96

$586

$282

$117

Indianapolis, IN

Marion

$223

$278

$190

$290

$145

$78

$980

$282

$54

New Orleans, LA

Orleans

$170

$242

$160

$255

$145

$60

$861

$282

$0

Baltimore, MD

Baltimore

$129

$175

--15

$197

$145

$78

$664

$282

$55

Detroit, MI

Wayne

$138

$156

$105

$184

$145

$99

$621

$282

$126

St. Louis, MO

St. Louis

$147

$196

$100

$216

$145

$76

$730

$282

$48

Jackson, MS

Hinds

$199

$226

$150

$336

$145

$8

$1,135

$282

$0

Charlotte, NC

Mecklenburg

$183

$247

$115

$251

$145

$77

$849

$282

$53

Greensboro, NC

Guilford

$167

$224

$105

$228

$145

$84

$771

$282

$76

Raleigh, NC

Wake

$161

$221

$101

$222

$145

$84

$750

$282

$77

Newark, NJ

Essex

$230

$260

$186

$264

$145

$110

$892

$282

$165

New York, NY

New York

$308

$359

$184

$390

$145

$63

$1,112

$282

$49

Cleveland, OH

Cuyahoga

$152

$201

$121

$204

$145

$93

$688

$282

$107

Philadelphia, PA

Philadelphia

$195

$210

$171

$246

$145

$94

$831

$282

$109

Memphis, TN

Shelby

$117

$152

$113

$159

$145

$103

$536

$282

$141

Dallas, TX

Dallas

$153

$217

$196

$223

$145

$74

$754

$282

$44

Houston, TX

Houston

$133

$189

$172

$195

$145

$83

$658

$282

$74

Norfolk, VA

Norfolk

$174

$223

$152

$228

$145

$91

$770

$282

$100

Richmond, VA

Richmond

$173

$227

$151

$229

$145

$89

$775

$282

$93

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