Effects of Implementing State Insurance Market Reform, 2011-2012. Trends in Premium Rate Increases


In this section, we review findings related to trends in premium rate increases. As noted in the Methods section of this report, the average rate of premium increase refers to rates that have been approved by state regulators, or in cases of filings where an approved rate is not available (and there is no clear indication that the filing was disapproved by the state or withdrawn by the carrier), the rates initially proposed by carriers in their filings.

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