Cost and Coverage Impacts of the President’s Health Care Reform Proposal and a Congressional Tax Credit Proposal. Methodology and Assumptions


We used The Lewin Group Health Benefits Simulation Model (HBSM) to analyze the costs and coverage impacts of the proposals nationally and for each State.  The Health Benefits Simulation Model (HBSM) is a micro-simulation model of the U.S. health care system.  HBSM is a fully integrated platform for simulating policies ranging from narrowly defined Medicaid coverage expansions to broad-based reforms such as changes in the tax treatment of health benefits.  Below, we provide more detail on the HBSM and how it was used to model key aspects of both proposals.  More detailed documentation of the full model is available upon request.  We also describe the assumptions used to estimate impacts for each State. 

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