Continuation of Research on Consumer Directed Health Plans: HSA Simulation Model Refinement . C. Plan Choice Model


A multi-nominal logistic regression was used to create the plan choice estimates.  These were all new estimates that included claims based measures of chronic illness.  The plan choice equation applied to MEPS, along with the intercept terms for the turned down population and the uninsured, is presented in Table A1.  The regression coefficients and tests of statistical significance are presented in Table A2.

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