Continuation of Research on Consumer Directed Health Plans: HSA Simulation Model Refinement . Appendix A7 – Medium Option PPO Health Care Expenditure Model (SAS Output)

01/21/2007

Source DF Sum of Squares Mean Square F Value Pr > F
The REG Procedure
Model: MODEL1
Dependent Variable: Total_Allowed_Amount

Weight: Plan_Distribution_Weight
Analysis of Variance

Model 7 1.647226E11 23531800947 110.31 <.0001
Error 8036 1.714312E12 213329057    
Corrected Total 8043 1.879035E12      
           
  Root MSE  14606 R-Square 0.0877  
  Dependent Mean 3729.38308 Adj R-Sq 0.0869  
  Coeff Var 391.64087      

 

Variable DF Parameter
Estimate
Standard Error t Value Pr > |t|
Parameter Estimates
Intercept 1 587.12370 977.23878  0.60 0.5480
Female (=1) 1 -253.20110 270.02291 -0.94 0.3484
Income ('000s) 1 -2.52179 4.45995 -0.57 0.5718
Age ('00s) 1 3655.94155 1363.58034 2.68 0.0074
Family=1 1 1822.27673 357.54176 5.10 <.0001
Chronic Ill=1 1 5296.90360 289.94977 18.27 <.0001
Deductible($) 1 -2098.66733 472.75382 -4.44 <.0001
Coinsurance(%) 1 428.86112 6043.31106 0.07 0.9434

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