Consumer Response to a National Marketplace for Individual Insurance. Methods

06/28/2008

This analysis was completed in three steps.  First, an inventory of available literature was completed to identify parameters for the simulation.  Second, we reviewed the literature and used empirical data to develop premium estimates for the simulation that reflect case-mix as well as state-specific differences.  Third, we used a revised version of the 2005 Medical Expenditure Panel Survey (MEPS) to complete a set of simulations to identify the impact of three different scenarios for national market development.   We briefly summarize these steps.  A more detail description of our methods is provided in Appendix 1.

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