Consumer Education Initiatives in Financial and Health Literacy. Literature Review Methodology and Sources

12/06/2010

Search Terms

PubMed

Limits applied: English language, 2005 to present, Adult population

Table A-1.
Pubmed Search Terms and Results
Search command # Hits Notes
1.       low-income AND
2.       (financ* literacy OR numeracy OR banked OR unbanked OR underbanked OR financ* decision-making OR financ* education)
89 89 citations dowloaded
3.       financial literacy 8 3 citations downloaded
4.       financial management and consumer and literacy 107 Much of retrieved material is off topic or deals with 3rd world development
5.       choice behavior[MeSH]) OR consumer participation[MeSH]) OR consumer satisfaction[MeSH]) OR decision making[MeSH]) OR information services[MeSH] 110753  
6.       insurance, health[MeSH] OR health care reform[MeSH] OR insurance benefits[MeSH] OR insurance coverage[MeSH] OR medicaid[MeSH] OR medicare[MeSH] 88608  
7.       Combine #5 and #6 and add limits: English, last 5 years, Adult only 205  
8.       Combine #7 and low income 12 Low-income term results in too small a set and is discarded in this strategy
9.       engag* OR educat* OR train* or improv* OR promot* withlimits: English, last 5 years, Adult only 174757  
10.   Combine #2 and #4 84 84 citations downloaded
11.   ((("health literacy"[MeSH Terms]) OR "health knowledge, attitudes, practice"[MeSH Terms]) OR "attitude to health"[MeSH Terms]) OR "health behavior"[MeSH Terms] 41625 Topic set: health literacy, behavior, attitude
12.   (((((("choice behavior"[MeSH Terms]) OR "information seeking behavior"[MeSH Terms]) OR "consumer participation"[MeSH Terms]) OR "patient education as topic"[MeSH Terms]) OR "patient participation"[MeSH Terms]) OR "decision making"[MeSH Terms]) OR "information services"[MeSH Terms] 27633 Topic set: choice behavior, decision making
13.   (((("insurance, health"[MeSH Terms]) OR "health care reform"[MeSH Terms]) OR "health benefit plans, employee"[MeSH Terms]) OR "insurance benefits"[MeSH Terms]) OR "insurance coverage"[MeSH Terms] 4933 Topic set: insurance
14.   medicaid[mesh terms] or medicare[mesh terms] 2744 Tropic set: insurance
15.   engag* OR educat* OR train* or improv* OR promot* 174757 Tropic set: engagement, improvement
16.   KW informed consumer or health plan choice or health care choice or health care planning or health literacy or consumer education 400 Topic set:  keywords for choice, decision making
17.   Combine #11 or  #16 27896 Aggregate choice topic sets
18.   Combine #11 or #13 45788 Aggregate literacy and insurance topic sets
19.   Examine #11 or #13 or #14 46200 Aggregate literacy and insurance topic sets (including Medicaid/medicare does not greatly increase result set)
20.   Combine #17 and #19 7260 Combine literacy/insurance topics with  choice topics
21.   Combine #20 and #15 5296 Combine with engagement topic set
22.   Combine #21  with low income or poverty[mesh terms] 128 Combine with low income/poverty

128 citations downloaded

EBSCO Host (Academic Search Premier, Business Source Corporate, PsychInfo, Professional Development Collection, SocSci Index)

Limits applied: English only, 2005 to present

Table A-2.
EBSCO Search Terms and Results
Search command # Hits Notes
1.       (SU finance, personal or SU consumer behavior or SU financial education) and low-income 171 Most of retrieved material relates to savings for retirement or college
2.       Su finance, personal and SU consumer education, all dates 46  
3.       Su finance, personal and SU consumer education, 2005 to present 16 16 citations  downloaded
4.       SU Financial management and SU consumer education, 2005 to present 8 8 citations downloaded
5.       financial literacy in any text field 7321  
6.       financial literacy in TI, 2005 to present 375  
7.       Financial literacy and SU health, 2005 to present 16 16 citations downloaded

 

CINAHL

Database proved minimally useful.

Table A-3.
CINAHL Search Terms and Results
Search command # Hits Notes
1.       financial literacy, 2005 to present 7 Citations are all duplicates
2.       Financial management and consumer attitudes, all dates 12 12 citations downloaded

Web of Science

Database proved minimally useful.

Table A-4.
Web of Science Search Terms and Results
Search command # Hits Notes
1.       financial literacy, 2005 to present, English, USA 14 14 citations downloaded
2.       Financial management and consumer attitudes   Material is largely not relevant
3.       economic literacy, 2005 to present 8 8 citations downloaded

Initial Set of Web-Sites Used in Literature Review

The table below presents the initial web-sites used for the gray literature. Based on information from these web-sites, additional sources of information were found.

Table A-5.
Initial web-sites used for the gray literature.
Agency Website
Administration for Children & Families http://www.acf.hhs.gov/
Administration on Aging http://www.aoa.gov
Agency for Healthcare Research and Quality http://www.ahrq.gov
Agency for Toxic Substances and Disease Registry http://www.atsdr.cdc.gov
AHRQ Innovations http://www.innovations.ahrq.gov
American Financial Services Association (AFSA) Education Foundation http://www.afsaef.org/
Assistant Secretary for Health http://www.hhs.gov/ophs/
Assistant Secretary for Planning and Evaluation http://aspe.hhs.gov/_/index.cfm
Centers for Disease Control and Prevention http://www.cdc.gov
Centers for Medicare & Medicaid Services http://www.cms.hhs.gov/
Citibank http://www.citibank.com/us/home.htm
Council of State Governments http://www.csg.org
Department of Education http://www.ed.gov/
Department of Health and Human Services http://www.hhs.gov
Fannie Mae http://www.fanniemae.com/
Federal Deposit Insurance Corporation http://www.fdic.gov/
Federal Reserve Board http://www.federalreserve.gov/
Financial Education Clearinghouse http://www.nefe.org/tabid/89/Default.aspx
Food and Drug Administration http://www.fda.gov
Freddie Mac http://www.freddiemac.com/
Health Resources & Services Administration http://www.hrsa.gov/
Health Resources and Services Administration http://www.hrsa.gov
Healthy People 2010 http://www.healthypeople.gov
Housing and Urban Development http://portal.hud.gov/portal/page/portal/HUD
Indian Health Service http://www.ihs.gov
Institute of Medicine http://www.iom.edu
Jump$tart http://www.jumpstartcoalition.org
Maryland coalition for financial literacy http://www.mdfinancialskills.org/
National Center for Education Statistics http://www.nces.gov
National Endowment for Financial Education (NEFE) http://www.nefe.org
National Institute for Literacy http://www.nifl.gov
National Institutes of Health http://www.nih.gov
Neighbor Works http://www.nw.org/network/home.asp
Office of Disability http://www.hhs.gov/od/
Office of Disease Prevention and Health Promotion http://www.health.gov
Office of Health Reform http://www.healthreform.gov
Office of the Inspector General http://oig.hhs.gov
Office of the Surgeon General http://www.surgeongeneral.gov
Substance Abuse & Mental Health Services Administration http://www.samhsa.gov/
Substance Abuse and Mental Health Services Administration http://www.samhsa.gov
US Department of Agriculture http://www.usda.gov/wps/portal/usdahome
Visa http://www.practicalmoneyskills.com/
Cash Course http://www.cashcourse.org/home/SignUpforourEnewsletterCashCourseorg/CashCourseConnectionJune2009/tabid/722/Default.aspx
Department of the Treasury http://www.treasury.gov/offices/domestic-finance/financial-institution/fin-education/council/index.shtml
Forbes http://www.forbes.com/2010/01/12/cfpa-financial-illiteracy-credit-cards-opinions-columnists-thomas-f-cooley.html
Comptroller of the Currency Administrator of the National Banks http://www.occ.gov/topics/community-affairs/publications/index-ca-publications.html
Take Charge America http://tcainstitute.org/workingPapers.html
Networks Financial Institute http://www.networksfinancialinstitute.org

Data Abstraction Protocol

Peer-Reviewed Literature

  1. Search databases using identified keyword search terms.
  2. Review abstract to determine whether the article is relevant.
  3. Retrieve full text for those articles identified as relevant.
  4. Review article in its entirety for specific information according to the abstraction form.
  5. Review citation list for relevant articles depending on the date of the article.

Grey Literature

  1. Obtain input from project team members about possible sources.
  2. Search web-sites of DHHS agencies and other agencies outside of DHHS for initiatives, research, and resources relevant to initiatives aimed at improving consumers financial and health literacy.
  3. Search the Web based on peer-reviewed search terms and input from the project team members.
  4. Determine whether the literature or web-site is relevant. Note the source of the grey literature, specifically who is publishing the information and who is the target audience.
  5. Review article in its entirety for specific information according to the abstraction form.
  6. Review citation list for relevant articles, if applicable.

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Screen Shot of Access Database

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