CHIPRA Mandated Evaluation of the Children's Health Insurance Program: Final Findings. References

08/01/2014

Adams, F., E. Howell, and B. Courtot. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: A Case Study of Louisiana’s LaCHIP Program.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Mathematica Policy Research and the Urban Institute, 2013.

Agency for Healthcare Research and Quality. “Medical Expenditures Panel Survey (MEPS) 1997.” Available at [http://www.meps.ahrq.gov/mepsweb/data_stats/download_data_files_detail.j.... Accessed on August 1, 2011.

Baumrucker, E. P., and B. Fernandez, “Comparing Medicaid and Exchanges: Benefits and Costs for Individuals and Families,” Congressional Research Service, 2013. Available at [https://www.fas.org/sgp/crs/misc/R42978.pdf].

Benatar, S., M. Wilkinson and I. Hill. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: A Case Study of Alabama’s ALL Kids Program.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Mathematica Policy Research and the Urban Institute, 2012.

Benatar, S., M. Wilkinson and I. Hill. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: A Case Study of Virginia’s ALL Kids Program.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Mathematica Policy Research and the Urban Institute, 2013.

Blavin, F., J. Holahan, G. Kenney, and V. Chen. “A Decade of Coverage Losses: Implications for the Affordable Care Act.” Report prepared for the Robert Wood Johnson Foundation. Washington, DC: Urban Institute, 2012a.

Blavin F, J. Holahan, G. Kenney, and M. McGrath. “Uninsurance Is Not Just a Minority Issue: White Americans Are a Large Share of the Growth from 2000 to 2010.” Washington D.C: The Urban Institute, 2012b.

Brooks, Tricia and Martha Heberlein. Making Kids Wait for Coverage Makes No Sense in a Reformed Health System. Georgetown University Health Policy Institute Center for Children and Families, 2013. Available at [http://ccf.georgetown.edu/wp-content/uploads/2013/12/Making-Kids-Wait-fo..., Accessed January 4, 2014.

Centers for Disease Control. “National Medical Expenditures Survey 1987.” Available at [http://wonder.cdc.gov/wonder/sci_data/surveys/nmes/nmes.asp]. Accessed August 1, 2011.

Centers for Medicare & Medicaid Services. “FY 2011 and 2012 Number of Children Ever Enrolled in Medicaid and CHIP.” Baltimore, MD: CMS, 2013a. Available at [http://medicaid.gov/Federal-Policy-Guidance/Downloads/FY-2012-Childrens-.... Accessed January 30, 2014.

Centers for Medicare and Medicaid Services. “Children’s Health Insurance Program Plan Activity as of January 14, 2013.” Baltimore, MD: CMS, 2013b. [http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-Topics/Chil... Accessed January 14, 2014.

Centers for Medicaid and CHIP Services. “State Medicaid and CHIP Income Eligibility Standards Effective January 1, 2014.” Baltimore MD: Centers for Medicare & Medicaid Services, 2013c. Available at [http://medicaid.gov/AffordableCareAct/Medicaid-Moving-Forward-2014/Downl.... Accessed December 27, 2013.

Choi, Miji, Bejamin D. Sommers, and J. Michael McWilliams. “Children’s Health Insurance and Access to Care During and After the CHIP Expansion Period.” Journal of Health Care for the Poor and Underserved, vol. 22, 2001, pp. 576-5889.

Congressional Research Service. “Estimates of SCHIP Child Enrollees Up to 200% of Poverty, Above 200% of Poverty, and of SCHIP Adult Enrollees.” Washington, DC: Congressional Research Service, 2008.

Congressional Research Service. “SCHIP Original Allotments: Funding Formula Issues and Options. Washington DC: Congressional Research Service, 2006.

Coyer C and Kenney G. “The Composition of Children Enrolled in Medicaid and CHIP: Variation over Time and by Race and Ethnicity.” Washington D.C: The Urban Institute, 2013.

Cunningham, Peter, and James Kirby. “Children’s Health Coverage: A Quarter-Century of Change.” Health Affairs, vol. 23, no. 5, 2004, pp. 27–38.

Currie, J., and J. Gruber. “Health Insurance Eligibility, Utilization of Medical Care, and Child Health.” Quarterly Journal of Economics, vol. 111, no. 2, 1996, pp. 431–466.

Davidoff, A., G. Kenney, and L. Dubay. “Effects of the State Children’s Health Insurance Program Expansions on Children with Chronic Health Conditions.” Pediatrics, vol. 116, no. 1, July 2005, pp. e34–e42.

Dubay, L., and G. Kenney “The Impact of CHIP on Children’s Insurance Coverage: An Analysis Using the National Survey of America’s Families.” Health Services Research, vol. 44, no. 6, December 2009, pp. 2040–2059.

Ellwood, M., A. Merrill, and W. Conroy. “SCHIP’s Steady Enrollment Growth Continues.” Cambridge, MA: Mathematica Policy Research, 2003. Available at [http://www.mathematica-mpr.com/PDFs/schipstead.pdf].

Gresenz, C.R., S. Edgington, M. Laugesen, and J.J. Escarce. “Income Eligibility Thresholds, Premium Contributions, and Children’s Coverage Outcomes: A Study of CHIP Expansions.” Health Services Research, vol. 48, no. 2, April 2013, pp. 884-904.

Gresenz, C.R., S. Edgington, M. Laugesen, and J.J. Escarce. “Take-Up of Public Insurance and Crowd-Out of Private Insurance under Recent CHIP Expansions to Higher Income Children.” Health Services Research, vol. 47, no. 5, October 2012, pp. 1999–2011.

Government Accountability Office (GAO), “Medicaid and CHIP: Most Physicians Serve Covered Children but Have Difficulty Referring Them for Specialty Care,” GAO-11-624, June 2011.

H.R. 3426

Haley, J., G. Kenney, and N. Anderson. “Findings from the Analysis of the 2011– 2012 National Survey of Children’s Health: Uninsurance Among Children: Changes Over Time and Current Patterns.” Issue brief submitted to the Office of the Assistant Secretary for Planning and Evaluation, 2013.

Harrington, M, J. Kenney, L. Clemans-Cope, K. Smith, S. McMorrow, C. Trenholm, J. Zickafoose, T. Waidmann, C. Dye, M. Huntress, N. Anderson, T. Fisher, Z. McGuirk. “CHIPRA Mandated Evaluation of the Children’s Health Insurance Program: Findings from the 2012 Survey of CHIP and Medicaid Enrollees and Disenrollees.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, February 2014.

Clemans-Cope, L., G. Kenney, T. Waidmann, M. Huntress and N. Anderson. “How Well CHIP and Medicaid Are Addressing Health Care Access and Affordability for Children.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013a.

Clemans-Cope, L., G. Kenney, T. Waidmann, M. Huntress and N. Anderson. “How Well CHIP and Medicaid Are Addressing Oral Health Care Access and Adequacy of Insurance for Children.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013b.

Harrington, M., T. Fisher and A. McGuirk. “Characteristics and Experiences of Disenrollees.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013.

McMorrow, S., G. Kenney, T. Waidmann and N. Anderson. “Prior Coverage Patterns for New CHIP Enrollees.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013.

McMorrow, S., G. Kenney, T. Waidmann and N. Anderson. “Access to Employer-Sponsored Insurance Among Children with Public Coverage.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013.

Smith, K. and C. Dye. “Access and Use for Primary and Preventive Medical Care Under CHIP and Medicaid.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013.

Trenholm, C., C. Dye and C. Qian: “Families’ Application and Renewal Experiences.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013.

Zickafoose, J., K. Smith and C. Dye. “Sociodemographic and Health Characteristics of CHIP Enrollees.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, 2013.

Harrington, M., C. Trenholm, K. Smith, M. Rosenbach, J. Ingels, D. Basson, E. Grau, S. Hoag, P. Higgins, V. Peebles, G. Kenney, I. Hill, S. Benatar, L. Clemans-Cope, J. Haley, A. Luque, T. Waidmann. “CHIPRA 10-State Evaluation: Evaluation Design Report.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, 2011.

Heberlein, M., T. Brooks, J. Alker, J. Stephens, and S. Artiga. “Getting Into Gear for 2014: Findings from a 50-State Survey of Eligibility, Enrollment, Renewal, and Cost-Sharing Policies in Medicaid and CHIP, 2012–2013.” Washington, DC: Kaiser Commission on Medicaid and the Uninsured, 2013.

Hess, Catherine, Kathleen Farrell, Sarah deLone, Laura Grossmann, Neesha Rao, and Elizabeth Osius. “Charting CHIP IV: A Report on State Children’s Health Insurance Programs Prior to Major Federal Policy Changes in 2009 and 2010.” Washington DC: National Academy for State Health Policy, January 2011.

Hill, I., C. Hawkes, M. Harrington, R. Bajaj, W. Black, N. Fasciano, E. Howell, H. Kapustka, and A. Westpfahl Lutzky. “Congressionally Mandated Evaluation of the State Children’s Health Insurance Program: Final Cross-Cutting Report on the Findings from Ten State Site Visits.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Princeton, NJ: Mathematica Policy Research and the Urban Institute, 2003.

Hill, I., S. Benatar, E. Howell, B. Courtot, M. Wilkinson, with S. Hoag, C. Orfield, V. Peebles. “CHIPRA Evaluation of the Children’s Health Insurance Program: Cross-Cutting Report on Findings from Ten State Case Studies.” Final Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation.Washington, DC: Mathematica Policy Research and the Urban Institute, 2013a.

Hill, I., B. Courtot and M. Wilkinson. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: A Case Study of Utah’s CHIP Program.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, 2013b.

Hill, I., S. Benatar and J. Macri. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: A Case Study of California’s Healthy Families Program.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, 2012.

Hill, I. and S. Benatar. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: A Case Study of New York’s Child Health Plus Program.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, 2012.

Hoag, S., A. Swinburn, S. Orzol, M. Barna, M. Colby, B. Natzke, C. Trenholm, F. Blavin, G. Kenney, M. Huntress, J. Edwards, E. Ellis, R. Kellenberg, D. Rodin, S. Silow-Carroll, B. Courtot, I. Hill, M. Wilkinson, S. Dorn, and S. Benatar. “CHIPRA Mandated Evaluation of Express Lane Eligibility: Final Findings.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Princeton, Princeton NJ: Mathematica Policy Research, 2013a.

Hoag, S, M. Barna, C. Orfield, M. Harrington, and V. Byrd. “CHIPRA Evaluation of the Children’s Health Insurance Program: Findings from a Survey of State CHIP Program Administrators.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Ann Arbor, MI: Mathematica Policy Research, 2013b.

Hoag, S., S. Orzol, M. Colby, A. Swinburn, F. Blavin, G. Kenney, and M. Huntress. “CHIPRA Mandated Evaluation of Express Lane Eligibility: First Year Findings.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Princeton, NJ: Mathematica Policy Research, 2012.

Hoag, S. and C. Orfield. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: Michigan Case Study.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, 2012.

Hoag, S. and V. Peebles. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: Florida Case Study.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, 2012.

Hoag, S., M. Harrington, C. Orfield, V. Peebles, K. Smith, A. Swinburn, M. Hodges, K. Finegold, S. Orzol, and W. Robinson. “Children’s Health Insurance Program: An Evaluation (1997 – 2010).” Interim Report to Congress submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Ann Arbor, MI: Mathematica Policy Research, 2011.

Howell E and G Kenney. 2012. “The Impact of Medicaid/CHIP Expansions on Children: A Synthesis of the Evidence.” Medical Care Research and Review, vol. 69, no, 4, 2012.

Holahan, J., and V. Chen. “Changes in Health Insurance Coverage in the Great Recession, 2007–2010.” Report prepared for the Kaiser Commission on Medicaid and the Uninsured. Washington, DC: Urban Institute, 2011. Available at [http://www.kff.org/uninsured/upload/8264.pdf].

Hudson, J. L., T. M. Selden, and J. S. Banthin. “The Impact of SCHIP on Insurance Coverage of Children.” Inquiry, vol. 42, fall 2005, pp. 232–254.

Kaiser Family Foundation. “Where Are States Today? Medicaid and CHIP Eligibility Levels for Children and Non-Disabled Adults” March 2013.

Kaiser Commission on Medicaid and the Uninsured. “Children’s Health Insurance Timeline.” 2011a. Available at [http://www.kff.org/medicaid/childrenshealth_timeline.cfm]. Accessed on August 26, 2011.

Kaiser Commission on Medicaid and the Uninsured. “Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA).” Washington, DC: Kaiser Family Foundation, February 2009. Available at [http://www.kff.org/medicaid/upload/7863.pdf]. Accessed on September 13, 2011.

Kenney G, N. Anderson, and V. Lynch. “Medicaid/CHIP Participation Rates Among Children: An Update.” Washington, DC: The Urban Institute, 2013a.

Kenney G, C. Coyer, and N. Anderson. “Racial and Ethnic Differences in Access to Care and Service Use for Children with Coverage through Medicaid and the Children's Health Insurance Program.” Washington D.C: The Urban Institute, 2013b.

Kenney, G., J. Haley, and N. Anderson. “Findings from the Analysis of the 2011– 2012 National Survey of Children’s Health: What Prevents Eligible but Uninsured Children from Enrolling in Medicaid and CHIP?” Issue brief submitted to the Office of the Assistant Secretary for Planning and Evaluation, 2013c.

Kenney, G., J. Haley, and N. Anderson. “Findings from the Analysis of the 2011– 2012 National Survey of Children’s Health: How Do Barriers to Medicaid and CHIP Enrollment Vary Among Uninsured Children?” Issue brief submitted to the Office of the Assistant Secretary for Planning and Evaluation, 2013d.

Kenney, G., V. Lynch, M. Huntress, J. Haley, and N. Anderson. “Medicaid/CHIP Participation Among Children and Parents.” Washington, DC: Urban Institute, 2012. Available at [http://www.urban.org/UploadedPDF/412719-Medicaid-CHIP-Participation-Amon....

Kenney G, V. Lynch, J. Haley, M. Huntress, D. Resnick, and C. Coyer. “Gains for Children: Increased Participation in Medicaid and CHIP in 2009.” Washington, DC: Urban Institute and Robert Wood Johnson Foundation, 2011.

Kenney, G., C. Trenholm, L. Dubay, M. Kim, L. Moreno, J. Rubenstein, A. Sommers, S. Zuckerman, W. Black, F. Blavin, and G. Ko. “The Experiences of SCHIP Enrollees and Disenrollees in 10 States: Findings from the Congressionally Mandated SCHIP Evaluation.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Princeton NJ: Mathematica Policy Research and Washington, DC: the Urban Institute, 2005.

Kenney, G., and D. Chang. “The State Children’s Health Insurance Program: Successes, Shortcomings, and Challenges.” Health Affairs, vol. 23, no. 5, 2004, pp. 51–62.

Kim, J. K., and C. Orfield. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: Ohio Case Study.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, March 2013.

Kogan, M. D., P.W. Newacheck, S.J. Blumberg, R.M. Ghandour, G.K. Singh, B.B. Strickland, and P.C. van Dyck. “Underinsurance Among Children in the United States.” New England Journal of Medicine, vol. 363, 2010, pp. 841–851.

LoSasso, A. T., and T. C. Buchmueller. “The Effect of the State Children’s Health Insurance Program on Health Insurance Coverage.” Journal of Health Economics, vol. 23, no. 5, September 2004, pp. 1059–1082.

Lynch V, G. Kenney, J. Haley, and D. Resnick. “Improving the Validity of the Medicaid/CHIP Estimates on the American Community Survey: The Role of Logical Coverage Edits.” Submitted to the U.S. Census Bureau, 2011.

Mann, Cindy, Diane Rowland, and Rachel Garfield. “Historical Overview of Children’s Health Care Coverage.” The Future of Children, vol. 13, no. 3, 2003, pp. 31–53.

Medicaid and CHIP Payment and Access Commission (MACPAC). “Report to the Congress on Medicaid and CHIP.” Washington, DC: MACPAC, March 2014.

Orfield, C., and J. Y. Kim. “Congressionally Mandated Evaluation of the Children’s Health Insurance Program: Texas Case Study.” Final report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research and the Urban Institute, April 2013.

Orzol, S., L. Hula, A. Swinburn and M. Harrington. “Enrollment and Retention of CHIP and Medicaid Enrollees.” Memorandum submitted to Rose Chu, Office of the Assistant Secretary for Planning and Evaluation, December 20, 2013.

Peterson, C. “Short and Long-Term Issues for CHIP.” Washington, DC: Medicaid and CHIP Payment and Access Commission, November 14, 2013.

P.L. 89-97

P.L 98-369

P.L. 105-33

P.L. 106-133

P.L. 111-3

P.L. 111-148

Rosenbach, M., M. Ellwood, C. Irvin, C. Young, W. Conroy, B. Quinn, and M. Kell. Implementation of the State Children’s Health Insurance Program: Synthesis of State Evaluations Background for the Report to Congress. Cambridge: Mathematica Policy Research, 2003. Available at [http://www.mathematica-mpr.com/pdfs/impchildhlth.pdf]. Accessed on August 1, 2011.

Rosenbach, M., C. Irvin, A. Merrill, S. Shulman, J. Czajka, C. Trenholm, S. Williams, S.S. Limpa-Amara and A. Katz. “National Evaluation of the State Children’s Health Insurance Program: A Decade of Expanding Coverage and Improving Access.” Washington DC: Mathematica Policy Research, 2007. Available at [http://www.mathematica-mpr.com/publications/pdfs/schipdecade.pdf]. Accessed on August 20, 2011.

Shone, L.P., A.W. Dick, J.D. Klein et al. “Reduction in Racial and Ethnic Disparities After Enrollment in the State Children’s Health Insurance Program.” Pediatrics, vol. 115, no. 6, June 2005, pp. e697-705.

Smith, K., J. Ingels, K. Barrett, E. Grau, C. Trenholm and M. Harrington. “Methods for the 2012 Survey of Medicaid and CHIP Enrollees and Disenrollees.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Washington, DC: Mathematica Policy Research, 2014.

Sommers, B. D. “Enrolling Eligible Children in Medicaid and CHIP: A Research Update.” Health Affairs, vol. 29, no. 7, 2010, pp. 1350–1355.

Sommers, B. D. “Why Millions of Children Eligible for Medicaid and SCHIP Are Uninsured: Poor Retention Versus Poor Take-Up.” Health Affairs, vol. 26, no. 5, 2007, pp. w560–w567.

Sommers A., S. Zuckerman, L. Dubay, and G. Kenney. “Substitution of SCHIP for Private Coverage: Results from a 2002 Evaluation in Ten States.” Health Affairs, vol. 26, no. 2, 2007, pp. 529–537.

U.S. Census Bureau. “Phase II Research Results: Examining Discrepancies between the National Medicaid Statistical Information System (MSIS) and the Current Population Survey (CPS) Annual Social and Economic Supplement (ASEC).” Suitland, MD: U.S. Census Bureau, 2008.м

U.S. Department of Health and Human Services. Office of Disease Prevention and Health Promotion. Healthy People 2020. Washington, DC. Available at [http://www.healthypeople.gov/2020/default.aspx]. Accessed [January 31, 2014].

Williams, S. R., and M. Rosenbach. “Evolution of State Outreach Efforts Under SCHIP.” Health Care Financing Review, vol. 28, no. 4, summer 2007. Available at [http://www.mathematica-mpr.com/publications/pdfs/evolutionstate.pdf]. Accessed on August 18, 2011.

Wooldridge, J., I. Hill, M. Harrington, G. Kenney, C. Hawkes, J. Haley, H. Bellamy, R. Schwalberg. Interim Evaluation Report: Congressionally Mandated Evaluation of the State Children’s Health Insurance Program. Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Princeton: Mathematica Policy Research, 2003. Available at [http://www.mathematica-mpr.com/PDFs/schipcongressional.pdf]. Accessed on August 1, 2011

Wooldridge, J., G. Kenney, C. Trenholm, L. Dubay, I. Hill, M. Kim, L. Moreno, A. Sommers, and S. Zuckerman. “Congressionally Mandated Evaluation of the State Children’s Health Insurance Program. Final Report to Congress.” Report submitted to the U.S. Department of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation. Princeton, NJ: Mathematica Policy Research and the Urban Institute, 2005.

Zuckerman, S., A. Williams, and K. Stockley, “Trends in Medicaid Physician Fees, 2003-2008,” Health Affairs, vol. 28, no. 3, 2009, pp. w510–w519, 2009.

View full report

Preview
Download

"rpt_CHIPevaluation.pdf" (pdf, 1.01Mb)

Note: Documents in PDF format require the Adobe Acrobat Reader®. If you experience problems with PDF documents, please download the latest version of the Reader®

Tags: 
Insurance