- Prices for child care vary considerably, by such factors as geographic area, type of provider and age of child. Figure 3 shows the average monthly prices for child care in Florida. Given that these are average prices, it is clear that many families pay more or less than this amount.
- Centers in Florida charge an average of $325 per month for preschool care and $416 per month for infant care, as shown in Figure 3. This means that a family with $15,000 in income and one preschool child in an average-priced center would spend about one-fourth (26 percent) of its total monthly income on child care expenses. Average-priced infant care would represent an even higher share (33 percent) of monthly income for a family earning $15,000.
|WITHOUT SUBSIDY||WITH SUBSIDY|
|Average Monthly Prices
(Full Time Care)
|% of Income
( Family Income of $15,000 Annually)
(If receive subsidy)
|% of Income*
(Family Income of $15,000 Annually)
|INFANT (1 year)|
|Family child care home|
|PRESCHOOLER (4 years)|
|Family child care home|
* State policy does not prevent providers from charging parents additional amounts, above the co-payment, if the providers’ rates exceed the state reimbursement level. Figures in this table represent the minimum co-payment.
Source: Price data collected by the Urban Institute from the Florida Children’s Forum, a statewide child care resource and referral agency, summer 1999. Co-payment data collected by the Urban Institute from the Florida Department of Children and Families, the state child care agency, summer 1999.
- Licensed family child care homes in Florida charge an average of $355 per month for preschool children and $386 per month for infants. This means that a family with $15,000 in income and one child in an average-priced family child care home would spend 28 percent of its monthly income on care for a preschool child or 31 percent for an infant. Family child care homes that are registered with the county, but not licensed, generally charge lower rates, as shown in Figure 3.
- Families who receive child care subsidies usually pay much smaller monthly co-payments rather than the full market rate. Such co-payments are established under a sliding fee schedule, and are based on family size, income and the number of children in care. For example, a family with $15,000 in income and one preschooler in an average-priced center in Florida would be charged a monthly co-payment of $70, or 5.6 percent of monthly income, as shown in Figure 3.