Actuarial Value and Employer-Sponsored Insurance. Questions for comment


  • What are the tradeoffs of using a broader or narrower set of benchmark services for determination of AV? What are the implications of using each?
  • What are the implications of using an internal or hybrid approach to calculating AVs? Are there other approaches that should be considered? How might these other approaches alter the estimated distribution of AVs for individuals enrolled in ESI?
  • How do these results, using this methodology, compare to others based on different data and assumptions?

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