Establishing an Analytical Framework for Measuring the Role of Reinsurance in the Health Insurance Market : Table 9


: Table 9

Conventional PlansHMO PlansPPO PlansPOS Plans
Percentage of employers with plans employing stoploss agreements0.7NSD0.30.6
Stoploss threshold policy by percentage of employers
Annual losses per participant22.3NSD85.595.0
Lifetime losses per participant4.6NSD5.50.3
Annual total losses for company3.0NSD7.41.0
Total losses for company, unspecified time2.7NSD1.60.0
Don't know policy67.3NSD0.03.7